If you look at my key ring you would see 5 little plastic tags hanging from it. One is my membership to Gold’s Gym. The other 4 have bar codes for reward cards. I am enrolled into reward programs with several other business, but I just don’t carry their card or tag, because I don’t go their that often. You might say I use reward cards quite regularly.

I want you to note these are not credit cards. The cost of paying for things on credit my those credit card rewards to complicated and expensive to redeem. They are as bad as getting check back from some companies. I prefer to get my savings on the front end, as opposed to getting a check 60 or 90 days or maybe never later.

I have used the reward cards for years from when I buy the gas for our car. The 2 pennies per gallon of gas does add up. The grocery store off some really fantastic deals, for those who have a rewards card. 10% for at the chain department store helped with school supplies.

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Unlike coupons, reward cards are savings there week in and week out. Coupons are usually for those new or items that we don’t normally buy. Most places that have reward cards have savings on everything they sell, in addition to specials.

Below is a list of the reward card programs, that I use on a regular basis.

• Maverik Country Stores
• Fred Meyer
• Staples
• Shopko
• Albertsons

If you have notice that many of the places, I listed above also give you the option of credit card with rewards or just a plan rewards card. This seems to be a growing trend among businesses to increase their bottom-line.

I did not mention places like Costco and Sam’s Club. Our small family does not use a large enough quantity of goods to really pay for us to have their cards. Large families or small businesses are the ones who can really save big at these places. The average small family will not use 50 rolls of toilet paper in a year. Where a business could use that in a month.

Now there are stores that do not have reward cards, these are the stores who give you, “Everyday Low Prices”, or are continually “Rolling Back” prices. My spies and myself have notice that do keep their prices down to be in competition with those stores that have rewards cards.

Tags: credit cards, Gold's Gym, Rewards Cars