Are you a renter? Does it seem like your rent is too high? Are others in your apartment complex all complaining about the rent being too high? Or are you a landlord and wondering if you raise your rent, you would be pricing yours property out of the market? These are all legitimate questions both landlords and rents...
Every Spring I set down and re-examine our insurance. This way I can be assured that we are getting the best possible price for the best possible coverage we need. I look at insurance as a “Just in Case Something Bad Happens”. Most of the time it does not happen, but I do not...
We are weeks away from Christmas. I you are like me, I am thinking more about having enough money for Christmas than what is happen with mortgage. However, for those who are still looking to buy a new home there is a few update I want to share with you. Considering everything that has happen...
The following was posted on MyFirstBoiseHome.com. I felt that this information is so important in helping you save money, I have re-posted for you folks. Real Estate looks a little different today than it did 5 years ago. We’ve seen some good times and we’ve seen some not so good times in real estate...
A few days ago, I was talking to a small group about some articles, that I am doing on how people are ditching large banks in exchange for smaller local banks. One of them spoke up and proceeded to tell up about all the advantages of a credit unions. After listening to what she...
Once again, how much is enough? How much square footage does a person REALLY need? How many rooms in a house are full of “stuff?” Home buyers are trending towards smaller homes and down-sizing their personal fleet of vehicles from four to two. More and more realtors are blogging about these exact trends. Builders are...
“How can you have any pudding if you don’t eat yer’ meat?” (Pink Floyd). It seems, these days, most people don’t want to eat their meat and just go straight for the pudding. Everybody wants a “short cut” and nobody is willing to put in the time and sacrifice. From dieting to spending habits,...
How many people are living beyond their means? How close are people to filing bankruptcy? Far too many are just a paycheck away. According to Dr. Thomas Stanley, the author of “Stop Acting Rich,” most millionaires are millionaires because they live frugal lives. They have been saving money their entire lives. The majority of millionaires don’t live...
Is there is any correlation between the percent of people who are late on their mortgage payments and the amount of calories consumed? When a homeowner has problems making their mortgage payment at the end of a month, how short are they? Do they not have any money for the payment? Or is the struggling...
