Saving Money One Product at a Time
Valentine’s Day the Perfect Gift
Valentine's Day is one of those day's we must not forget, or else! Or else a loved one, or mother maybe hurt, disappointed or upset at the very least. We do have help in not forgetting. Television commercials, displays in stores, and email having been reminding me for almost a month. February 14th is Valentines Day, and we should get our loved one some gift. Now we know we got to get our wife...
Beetle or Cooper
This week we have heard reports about gas prices are going up. After hitting a low of close to $3 per gallon for most of January, we are expecting gas prices to start climbing again. With gas prices climbing, the cost of driving our vehicles one mile has started to increase. For those of you who commute any distant to and from work, it will be a big impact on your budget. Like through out mo...
Wonderful World of Trade Shows
Las Vegas is a great place to go for a getaway vacation. It is also know as one of the most popular places to hold a trade show. If you look at the Las Vegas Convention Convention Center there is back to back trade shows. Still for someone like me, who happens to love trade shows, it is not practical for me to spend so much time in Vegas. In fact there is another location where I can go to a tr...
Do I Need Fancy Cleaners?
It is SuperBowl Sunday! There are going to be a lot of living rooms filled with football fans enjoying the big game. There is going to be some emotional highs and lows through out the game. Drinks and food is going to get spilled. Afterwards there will be some cleaning that need to be done. Depending on wild the party gets will depend on how much cleaning will need to be done. In preparation fo...
Gas Mileage Lies
On morning news there was a sniped about a lady who sued Honda for misrepresentation of their gas mileage. It was in small claims court, but still won $10,000. Interesting! It has become pretty much accepted, by all of us, what the sticker gas mileage would be under ideal condition. I am glad someone has stepped up to say, "We are not going to take it anymore!" When I look at different makes...
Touch Screen Desktop Computers
I first saw touch screens computers in the food processing industry back in the late 90's. Since then the technology and the price has been slowly been dropping. As a result we now see more cell phones with touch screens than without. The overall adoption of a touch screen desktop computer has been slow mostly because of the cost. We are seeing the price going under the $1,000 mark. This makes ...
Social Responsible Buying
Last week the name Foxconn and Apple were in all the headlines. It was not about great profits, or some new electronic gadget. It was about the inhumane treatment of the workers in China. What is interesting to note is that Foxconn does not just manufacture electronics for Apple. Foxconn manufacture over 50% of the electronics sold in the United States. Mistreatment of works or labors misbeh...
Secrets of Shopping Wal Mart
Midday on any Saturday or Sunday, at Wal Mart, finds families and couples getting their weekly shopping done. We are at the end of January. People are starting to recover from the Christmas shopping madness. Walking we were greeted by a your 60 oriental lady. I think it is great that Wal Mart seek to find jobs for elderly on fixed incomes. After a quick stop by the cosmetic section for some...
Search for a Practical Usable Tablet
Since before Thanksgiving I have been slowing giving into the idea of getting a tablet. I have looked at all the major brands of tablets and eReaders. I have been trying to imagine how often I would use it. I watch how other people would use their tablets. While attending a local trade show I noticed a large majority of the vendors were using iPads. There were only a few who had other tablets....
Cruise or Not to Cruise
Here we are at the end of January 2012. Texas is getting heavy rains. Snow and Cold is covering most all of the northern hemisphere. I close my eyes and think of a hot summer day with the sun beating down on may face. Then in an instant, I jump into a nice cool swimming pool. Yes, what better time to plan a summer vacation than when the chilling cold is biting your bones, and the sky is all gloomy...

Boise Home Buyers Guide to Short Sales

Posted By: Craig Ballhagen on June 8, 2010 in Home, Housing - Comments: Comments Off

The following was posted on MyFirstBoiseHome.com. I felt that this information is so important in helping you save money, I have re-posted for you folks.

Real Estate looks a little different today than it did 5 years ago. We’ve seen some good times and we’ve seen some not so good times in real estate but the name of the game is adapting. We can all say we specialize in something but what we need to specialize in is what our clients and prospective clients need. And when I say specialize I mean be proficient, very proficient.

Boise First Time Home Buyers Tips

Posted By: Craig Ballhagen on April 27, 2010 in Home, Housing - Comments: Comments Off

Tips from My First Boise HomeWhen it comes to buying a home in today’s current economy we need all the help we can get. This is especially true first time home buyer. Whenever, I meet with my good friend Craig Ballhagen, I am amazed at his insight. Below is a reprint from his blog, MyFristBoiseHome.com. I truly believe reading will give you some tip that will save you money and frustration when you go to buy a home.

Boise’s next generation of first time home buyers must step up and take control of their home loan process and take responsibility for the documents they are signing.  Remember you are borrowing hundred’s of thousands of dollars and required to pay it all back.

How can you have any pudding if you don’t eat yer’ meat?

Posted By: Craig Ballhagen on January 5, 2010 in Home - Comments: Comments Off

“How can you have any pudding if you don’t eat yer’ meat?” (Pink Floyd).   It seems, these days, most people don’t want to eat their meat and just go straight for the pudding.  Everybody wants a “short cut” and nobody is willing to put in the time and sacrifice.  From dieting to spending habits, quick fixes are not the answer.

We continue to eat anything and everything, and at the end of the day, take a “pill” and do it all over again tomorrow.  This strategy will never work in the long run.  The only weight loss solution is to EAT LESS FOOD.  This is much too simple for some and they think that their situations are “different” and their problems are much more complex; hence the reason for the “Magic Pill” or gimmick.   True weight loss is a change of lifestyle (sacrifice).  Most refuse to make the change and will continue to go down the same destructive path—year in and year out.

Tips For Boise First Time Home Buyers

Posted By: Craig Ballhagen on November 17, 2009 in Home - Comments: 1 Comment »

FingerBoise’s next generation of first time home buyers must step up and take control of their home loan process and take responsibility for the documents they are signing.  Remember you are borrowing hundred’s of thousands of dollars and required to pay it all back.

Take the time to gather the information about the loan process and examine ALL of YOUR loan documents.

It is the loan officer’s duty to explain everything to all first time home buyers.   If your loan officer doesn’t look out for you, no one else will, until it is too late.   TAKE CONTROL!

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