A few days ago, I was talking to a small group about some articles, that I am doing on how people are ditching large banks in exchange for smaller local banks. One of them spoke up and proceeded to tell up about all the advantages of a credit unions. After listening to what she said, I wanted to find out how valid were her points about credit unions.

The result of my research lead me to find 7 overwhelming reasons to put my money in a credit union as opposed to a bank. Those 7 reasons are what I have listed below.

Lower Fee – Since credit unions are member owned any profit gets distributed to the members in the form of dividends. This results in lower fee for overdrafts combared to non-credit union.

Boise’s next generation of first time home buyers must step up and take control of their home loan process and take responsibility for the documents they are signing.  Remember you are borrowing hundred’s of thousands of dollars and required to pay it all back.

Take the time to gather the information about the loan process and examine ALL of YOUR loan documents.

It is the loan officer’s duty to explain everything to all first time home buyers.   If your loan officer doesn’t look out for you, no one else will, until it is too late.   TAKE CONTROL!