The Shopping Nazi

It is a universal principle that if you are a good steward to what you have you will gain more. Those who are bad stewards will lose what they have. You see these people who never seem to have anything nice. They don’t take care of what they have, or they are replace what was stolen from them.

I hang my head low in shame over the amount of stuff I have had stolen or lost over the years. I must admit it was through carelessness on my part. I either did not lock locks or I left valuables in open tempting people to come by and steal from me. Read the rest of this entry »

On the first day of February, I set down with James Stocker from Silver Key Insurance INC.  to discuss some basic questions around insurance. I chose James because he handles insurance for auto, home, along with other types insurance. He is not tied into just one or two insurance companies. James has an offering from quite a selection. Thus giving us the most objective look at the important facts about getting auto insurance.

Drivers, in Idaho are required to carry a minimum liability of $25,000 per person for bodily injury, $50,000 per accident for bodily injury, and $15,000 per accident in property damage coverage. This does vary from state as well as the penalties for not having auto insurance. That is why you need to go to auto insurance requirement, state by state to find out what you need.

Read the rest of this entry »

It is not the miles per gallon divided by the price of gasoline.  There are other factors when it come to

determining the cost of driving your family car per mile.

• The cost of gas divided by the miles per gallon that is gotten by the family car.
• The cost of car needs to be divided by miles expected to be driven over the ownership of the car.
  • Divide the cost of the cost after interest of loan for the car by the number of months of ownership.
  • Divided that number by the number of  average miles driven in month.
• The monthly cost of insurance divided by the average number of miles driver per month.
• Now divide the maintenance cost of the family car by average number of miles driven per month.
• Divide the cost of car wash, parking, and any other costs by the average number of miles driven per month.

Finally, add of all the totals from the above. Then you have the cost it takes to drive your family car per mile.

Just so you will know it cost us 69 cents  per miles to drive our family car down the road. Now it only costs me $7.63 to ride my bike per month. I mean the type of bike you peddle.