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	<title>The Shopping Nazi &#187; Great Recession</title>
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		<title>Dealing with Debt Collectors</title>
		<link>http://theshoppingnazi.com/dealing-with-debt-collectors/</link>
		<comments>http://theshoppingnazi.com/dealing-with-debt-collectors/#comments</comments>
		<pubDate>Wed, 16 Nov 2011 13:00:51 +0000</pubDate>
		<dc:creator>The Shopping Nazi</dc:creator>
				<category><![CDATA[Budget]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Consumer Credit Counselors]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Debt Collecter]]></category>
		<category><![CDATA[Fair Debt Collection Practices Act]]></category>
		<category><![CDATA[FTC.gov]]></category>
		<category><![CDATA[Great Recession]]></category>
		<category><![CDATA[Rosenthal Act]]></category>

		<guid isPermaLink="false">http://theshoppingnazi.com/?p=6593</guid>
		<description><![CDATA[Ever since The Great Recession the number of people who are sent to debt collections has sky rocketed. Many people want to pay their bills, but because of sudden lost of steady income has fallen into this hole. The collector, who get paid on commission have gotten more and more aggressive as to how they go about collecting money. It was just a little over a month ago the FTC has shut down a debt collection firm that allegedly used heavy handed techniques. These techniques included threats of violence against family member, and pets. There is a few things we need to know about before we start dealing with any debt collector. The first thing is the federal Fair Debt Collection Practices Act, and for you folks in California is the Rosenthal Act. —or perhaps just didn’t care. Not only did they apparently violate state and federal laws to collect debts, but then they decided to keep some of that money for themselves rather than paying the firms that hired them to collect on their behalf. Before we go any further, I want to firmly say, that we should pay any and all expenses we incur. However, there are times where we [...]]]></description>
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		<title>Hidden Charges</title>
		<link>http://theshoppingnazi.com/hidden-charges/</link>
		<comments>http://theshoppingnazi.com/hidden-charges/#comments</comments>
		<pubDate>Fri, 12 Mar 2010 15:00:43 +0000</pubDate>
		<dc:creator>The Shopping Nazi</dc:creator>
				<category><![CDATA[Budget]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Home]]></category>
		<category><![CDATA[gas bill]]></category>
		<category><![CDATA[Gold's Gym]]></category>
		<category><![CDATA[Great Recession]]></category>
		<category><![CDATA[Hidden Fees]]></category>
		<category><![CDATA[Phone Bill]]></category>

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		<description><![CDATA[In this past week, I have seen the price of gas go up a good 15 cents per gallon. For many of us that are struggling in the Great Recession, this makes another obstacle we have to climb over to get out of the hole. This week, I have found three more obstacles. Each of the three hidden charges were in my monthly bills. Things that I did not realize that I was being charged, then the money coming out of my pocket. When I questioned the charges, I was told it was written in to my agreement or terms of service. Phone Bill &#8211; $15.61 in Other Charges, What is Other Charges? When asked for specifics I go the answer, &#8220;﻿﻿﻿﻿﻿These include non-communications related charges such as Premium Handset Protection and communication-related charges, such as certain fees&#8221;. Gym &#8211; Twice a year there is a $40 charge added to my regular monthly bill. When question about that extra bill was, I was told that was for equipment upgrades. Gas Bill &#8211; My local gas company charges me $6.50 for sending me a bill in the mail each month. These are just three things I found this week, where I was losing [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>A New Kind of Super Hero</title>
		<link>http://theshoppingnazi.com/a-new-kind-of-super-heros/</link>
		<comments>http://theshoppingnazi.com/a-new-kind-of-super-heros/#comments</comments>
		<pubDate>Tue, 06 Oct 2009 14:00:39 +0000</pubDate>
		<dc:creator>The Shopping Nazi</dc:creator>
				<category><![CDATA[Budget]]></category>
		<category><![CDATA[Home]]></category>
		<category><![CDATA[Lifestyle]]></category>
		<category><![CDATA[Clark Howard]]></category>
		<category><![CDATA[Great Recession]]></category>
		<category><![CDATA[Mr Breakfast]]></category>
		<category><![CDATA[Saving Dinner]]></category>
		<category><![CDATA[The Shopping Nazi]]></category>

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		<description><![CDATA[Out from the ashes of the Great Recession rises a new group of super heroes. Each fighting the threat of looming foreclosures and ramped unemployment with the tools of the 21st century. Each one of these super heroes  providing real life every answers to men, women and children that are suffering under the oppression of false dreams and living above ones means. In speeds exceeding 186,000 miles per second, knowledge and wisdom is served to those who request it. The path of their speed rescue is through the World Wide Web. Each one from their respective layier speeds to home computers, and laptops. The knowledge is not in just ways of saving money, but wisdom on improving health, lifestyle, and relationships. They are known as Mr Breakfast, Saving Dinner, Clark Howard, and The Shopping Nazi are just a few of several many others that have yet to be revealed. Mr Breakfast &#8211; Mr Breakfast is a muscular hero who can show you how to make the most important meal of the day one that you will never want to miss. Listen to Mr Breakfast and you can be all you can be through the benefits of eating breakfast. Saving Dinner &#8211; Saving Dinner is beautiful lady [...]]]></description>
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