How many people are living beyond their means? How close are people to filing bankruptcy? Far too many are just a paycheck away.
According to Dr. Thomas Stanley, the author of “Stop Acting Rich,” most millionaires are millionaires because they live frugal lives. They have been saving money their entire lives. The majority of millionaires don’t live in million-dollar homes or drive top-of-the-line luxury cars.
Any idiot can spend money. It takes planning and discipline to save for the future.
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