Finance Blogs
Saving Money One Product at a Time
Shopping for the Palm Pre
It has been over a year since Palm released the Palm Pre. At that time all the tech reviewers were joking that the Palm Pre was the pre-bankruptcy release for Palm. Well, Palm has not gone into bankruptcy. Three of the four major cell phone carriers offer the Palm Pre. In call seriousness the Palm cell phone is different than the Blackberry, or the many smart phones that use the Android operati...
Shopping for the Chevy Equinox
The Chevy Equinox is classified in what some people want to call "plus-sized crossover, small SUV". This basically means the Equinox is smaller than a full size SUV and larger than your standard crossover. The much advertised feature of the Chevy Equinox is the rear seating and rear storage.  60/40-split rear seat that could be slid almost 8 inches front and rear. In the rear cargo section t...
Money Management from the Mint
Way back in 1995, I remember when I helped a young pest control business get their first computer. We set up their books with a new software from Quicken. Over the years, Quicken has been the only real money management software for personal of business use. Since then there has been several of money management programs to come on the market and many of them leave. Then in 2005, Aaron Patzer sai...
Dean Koontz on Audible
One of the many author found at Audible.com is Dean Koontz. Do you realize you can get his Dean's book Breathless in an MP3, but it on your iPod, or other MP3 player and listen to it while driving to work, or even washing the car, or at the gym.   Breathless was #1 New York Times bestseller. Author Dean Koontz delivers a thrilling novel of suspense and adventure. The mystery unfolds high ...
Clear Expectation of Service
Several years ago, I worked briefly at this computer store. The owner would change the terms of service at least once a week, if not more. When I left there the Terms of Service was very fine print on the back of every receipt. The receipt was printed on an 8 1/2 by 11 sheet of paper. This is nothing unusual. Every business has literature that states where their responsibly starts and where ...
32 Inch LCD Recon
I love sitting around coffee shops, and lounge area. What I over hear is so amazing. Just the other day this guy asked a friend, "Where was the best place to get a LCD TV?" The friend answered quick, "Fred Meyer, they have the best prices." I was so tempted to lean over and ask what empirical data he was making statement. Instead I bit my tongue. Without any ceremony, I got up and walked t...
Auto Recon: Honda Fit
The Honda Fit is another one of those little sub compact cars that came into being to easy the strain on our wallets because of high gas prices. The Fit is akin to the sportier Honda Jazz. Introduced at the time of high gas prices the Honda Fit is a subcompact four door hatchback. The first-generation Honda Fit was available for just two years: 2007 and 2008 model year. The base model came wi...
Mattress Recon – Intro
Next to marriage and underwear the mattress you sleep on is the next personal thing in your life. It has been my experience that what on individual sleeps well on is another individuals restless nights sleep. So when asked to help buy as mattress, I had to start with the basics. The number of different types of mattresses far exceeds the three Goldilocks came across in the three bears cottage. ...
Business Books from Audible
Anyone in business will tell you that knowledge and time management is a crucial factor to success. Traveling to an appointment, or waiting in a doctors office can be put to good use. An MP3 player containing an audio book can convert dead/wasted time into an enriched learning experience. Books like "How to Wind Friends & Influence People", "7 Habits of Highly Effective People" make great...
Office Office Which Office
School is almost back in full swing. Last minute shoppers of school supplies and school clothes are bustling through places like Wal Mart and Target with almost the ferver of Christmas shoppers on Christmas Eve. In addition to the traditional school supplies a computer is needed. On that computer is required a word processing program, spread sheet program, presentation program, and internet ac...

OOPS! I Just Ate My Mortgage Payment

Posted By: The Shopping Nazi on October 13, 2009 in Home - Comments: 1 Comment »

receiptIs there is any correlation between the percent of people who are late on their mortgage payments and the amount of calories consumed?
When a homeowner has problems making their mortgage payment at the end of a month, how short are they? Do they not have any money for the payment? Or is the struggling homeowner coming up just a few hundred short. With a mortgage payment of $1000, for example, that might only be $100-300.

If every month a consumer’s budget keeps coming up short, it is time a look at where the money is going.

One of the areas to look could be the monthly cost of food. Do you REALLY know how much of your paycheck is going into the fridge and eventually the mouth?

To keep things simple, a single person could break down their food costs to an average of $2.00 per meal eating at home. In one month that could be around 100 meals.
That equals $200 per month-eating at home-in a perfect world. Everyone knows people eat out at least 5-10 times a month. How much does that cost…an additional $50-150? I’m not suggesting NOT eating out, but being aware of how much you are spending doing it. That means your food cost could jump to the $300 or $400 level without really knowing.
If a person is a “big eater”, that $2.00 per-meal cost could easily double or triple, especially if a person is not a good grocery shopper. Now the “eating at home cost” goes to $400-600. The eating out cost could be an additional $300-400.
Wow! That is $1000 per month for just one person-just on food. Think of the cost for a family of four (with poor eating habits).
Much money is wasted. Imagine if a struggling homeowner could save their home AND cut their food budget in half. A person could really set themselves free. That’s empowerment! TAKE CONTROL OF YOUR BUDGET, MORTGAGE AND FINANCIAL FUTURE.

Craig Ballhagen-Guild Mortgage Home Loans-Boise-208-713-3309

Share This Post
© 2009 – 2010 Cussins Enterprises

Related posts:

  1. Mom! What’s For Dinner?
  2. Home Path-FNMA REO Financing
  3. Boise Idaho-Are You Acting Rich When You Are Not
  4. No More Mortgage Home Loan Bait and Switch
  5. Death to the McMansion?-Idaho Consumers Want Smaller Homes

Tags: , , ,

One Response

You can follow any responses to this entry through the RSS 2.0 feed.

Both comments and pings are currently closed.

  1. Craig Ballhagen says:
    October 13, 2009 at 9:20 am

    Thank you very much. It looks really good.

1 FREE Audiobook RISK-FREE from Audible

Categories

Donate

Help support The Shopping Nazi and his work. Saving you money one product at a time.

Small Business Trade Pub.

Resources


StatPress

Unique new visitors: 13944

Recent Comments

The Shopping Nazi
Copyright - All Rights Reserved / Developed By Appchain.com