• Must Have Calculators

  Filed under Budget, Home
  Nov 27

  When I was growing up my dad would cash his pay check, bring it home and put divide it up by putting it in envelopes. Each envelope was to represent a bill that needed to be paid. This was one generation from putting money in a set of jars, with each jar committed to a bill.

  On the other extreme I have talked to some people of the younger generations who keep a rough running total in their head. For some reason the vast majority of these people are overdrawn on their checking, for reasons they cannot understand.

  In my junior and senior year of high school we had a special class on budgeting. It included a handwritten a ledger. We had to keep a running total of outgoing and incoming money. Today, I use a little easier method of tracking our family finances; it is called Quicken.

  I personally cannot see a family keep track of their finances without soft kind of software or basic accounting system. When it comes to planning a big purchase, vacation, or anything it helps to have a calculator. Nothing is worst than not have money food two days before pay day.

  You can create your own calculator by using Excel spreadsheet. If you are a little lazy there are quite a few people who have done the for us. In fact they are simple to use.

  Two of my favorite are SavingAdvice.com and PopWallet.com. My friend Craig has a very simple and straight forward mortgage calculator at MyFristBoiseHome.com.

  If have or have come across a calculator that The Shopping Nazi and our reader would be interested in having. Leave a comment or email me through the contact page.

  

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  Tagged as: Excel, My First Boise Home, PopWallet, Quicken, Saving Advice
  
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