The Shopping Nazi
Saving Money One Product at a Time
If I Were Single Again
I want to start this post stating, by saying I do not wish to to be single again. I am perfectly happy being married. The whole reason for this title and this subject is what I have heard from young, middle aged. and older people who find themselves without a partner for one reason or the other.
I have seen several single people with interesting attitudes toward money, and saving money. I thoug...
Valentine’s Day the Perfect Gift
Valentine's Day is one of those day's we must not forget, or else! Or else a loved one, or mother maybe hurt, disappointed or upset at the very least. We do have help in not forgetting. Television commercials, displays in stores, and email having been reminding me for almost a month. February 14th is Valentines Day, and we should get our loved one some gift.
Now we know we got to get our wife...
Beetle or Cooper
This week we have heard reports about gas prices are going up. After hitting a low of close to $3 per gallon for most of January, we are expecting gas prices to start climbing again.
With gas prices climbing, the cost of driving our vehicles one mile has started to increase. For those of you who commute any distant to and from work, it will be a big impact on your budget.
Like through out mo...
Wonderful World of Trade Shows
Las Vegas is a great place to go for a getaway vacation. It is also know as one of the most popular places to hold a trade show. If you look at the Las Vegas Convention Convention Center there is back to back trade shows.
Still for someone like me, who happens to love trade shows, it is not practical for me to spend so much time in Vegas. In fact there is another location where I can go to a tr...
Do I Need Fancy Cleaners?
It is SuperBowl Sunday! There are going to be a lot of living rooms filled with football fans enjoying the big game. There is going to be some emotional highs and lows through out the game. Drinks and food is going to get spilled. Afterwards there will be some cleaning that need to be done. Depending on wild the party gets will depend on how much cleaning will need to be done.
In preparation fo...
Gas Mileage Lies
On morning news there was a sniped about a lady who sued Honda for misrepresentation of their gas mileage. It was in small claims court, but still won $10,000. Interesting!
It has become pretty much accepted, by all of us, what the sticker gas mileage would be under ideal condition. I am glad someone has stepped up to say, "We are not going to take it anymore!"
When I look at different makes...
Touch Screen Desktop Computers
I first saw touch screens computers in the food processing industry back in the late 90's. Since then the technology and the price has been slowly been dropping. As a result we now see more cell phones with touch screens than without.
The overall adoption of a touch screen desktop computer has been slow mostly because of the cost. We are seeing the price going under the $1,000 mark. This makes ...
Social Responsible Buying
Last week the name Foxconn and Apple were in all the headlines. It was not about great profits, or some new electronic gadget. It was about the inhumane treatment of the workers in China. What is interesting to note is that Foxconn does not just manufacture electronics for Apple. Foxconn manufacture over 50% of the electronics sold in the United States.
Mistreatment of works or labors misbeh...
Secrets of Shopping Wal Mart
Midday on any Saturday or Sunday, at Wal Mart, finds families and couples getting their weekly shopping done. We are at the end of January. People are starting to recover from the Christmas shopping madness.
Walking we were greeted by a your 60 oriental lady. I think it is great that Wal Mart seek to find jobs for elderly on fixed incomes.
After a quick stop by the cosmetic section for some...
Search for a Practical Usable Tablet
Since before Thanksgiving I have been slowing giving into the idea of getting a tablet. I have looked at all the major brands of tablets and eReaders. I have been trying to imagine how often I would use it. I watch how other people would use their tablets.
While attending a local trade show I noticed a large majority of the vendors were using iPads. There were only a few who had other tablets....
Idaho Housing Rates Guild Best for Boise Home Idaho Loans
Posted By: Craig Ballhagen on February 2, 2010 in Food - Comments: 1 Comment »
Idaho Housing Authority named Guild Mortgage of Boise Idaho the number one lender in the third quarter. That is quite and statement and should give any Realtor or potential home buyer another great reason to consider Guild Mortgage Idaho for their next purchase transaction.
These days in the real estate world, home loans have become a challenging undertaking. That is why it is so important to establish a lasting relationship with a professional lending institution, such as Guild.
Below is a list of other qualities to consider when looking for your next lender:
- In house underwriting, processing, and funding.-Lenders that have their Boise home loans underwritten out-of-town lose much control and have a much greater challenge delivering time line expectations.
- Instant access to seasoned underwriters. This give Realtors that ability to ask an Boise loan officer a particular question about a potential Idaho home buyer and get an answer instantly without having to officially submit a Boise loan.
- Re-draw closing documents in 15 minutes, yes 15 minutes. If there is ever a mistake (misspelled name, for example) with the final Boise loan documents, Guild Mortgage’s in-house doc department can re-draw instantly. Most Idaho lenders need at least 24 to 48 hours.
- Platinum mortgage insurance rating allows Guild Mortgage to lend on second homes with 10% down, 5% down on conventional Idaho loans and other special loan to value advantages. Many Boise lenders do not have this rating.
- Idaho Housing One Day in-house approval- Currently brokers with Idaho Housing buyers, have to wait 3 to 4 weeks for IHA approval for their Idaho home loans.
- $8,000 First Time Home Buyers Tax Credit Program-Not every lender can offer this program. Check with Idaho Housing for the list of approved Boise Idaho lenders.
The most recent challenges that home buyers, Realtors and lenders have to deal with are ever changing. Now more then ever, Realtors need to know the abilities of their lender. If their current lender is not truly FULL SERVICE, a switch needs to made to Guild Mortgage.
Guild Mortgage – Boise Home loans – Craig Ballhagen 208-713-3309
Tags: Boise ID, Guild Mortgage, Home loans, Housing
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