Every home should have some basic tools. It does not matter if you live in an apartment or live in a two story house. There is always certain maintenance things that need to be done. An Apartment dweller need less tools than a home owner. Those who live on a ranch or farm need far...
Recent data shows in the United States more than half of the nation is pay over 30% of the monthly income on shelter. Renters are writing rent checks that are at least 30% of their monthly income. Over 50% of renters use more than half of the households income just of rent. Homeowners in 2010...
There is no shame in renting as opposed to buying and owning. The old stereotypical mindset which says it is cheaper to buy to own over renting is has been proven to be wrong. I am not talking just about buying a home. There are times renting a cars, tools, and other items cost less than buying out...
On television there is this commercial where a well dress lady comes on and talks about certified pre-owned cars. Her whole pitch is that they are so like new you are getting new most people cannot tell the difference. Her closing line is, “Why pay the difference when you can’t tell the difference.” About 4...
With the ever increasing gas prices, the cost everything else is on the rise. We can cut back on some things. Other things we are stuck riding the wave in ever increasing prices. We may not be able to control the unit cost of our electricity, water or sewer. However, we can control how...
I was at a coffee shop when at the check register, I looked down and saw a pile of cards that read, “Banks Suck”. I picked up one of those white cards. The words were printed with large black writing in a block type on a glossy white card stock. So I pick one...
We are weeks away from Christmas. I you are like me, I am thinking more about having enough money for Christmas than what is happen with mortgage. However, for those who are still looking to buy a new home there is a few update I want to share with you. Considering everything that has happen...
I don’t care where in the Northern hemisphere you live. The weather is changing. It is getting colder. This means air conditioners are use little or not at all. In a few weeks, if not already heater are starting up for the first time in months. If certain things are not done, you could...
I remember when I moved from an apartment to a my first house. I was so happy not having to be concerned about the neighbors who lived below me. I did not have to put up with their Friday and Saturday night parties. It only a couple of days in the house before the...
In my opinion there are three times you should have your home inspected. I mean by a professional who does The first is before you buy. The second is 10 years after you have purchased. The third is when you are going to sell it. whenre you hire a professions and then the one...
