This past week, I came across an article from Nielsen Wire about the relationship of health and financial responsibility. The day before that, I got to sit in on a lecture by Dr. Stephen R. Covey. The underline theme of both messages was personal financial/health before professional financial health. It got me thinking that attitudes carry...
Two weeks ago we looked at choosing a small bank that would be a good fit for you and your money. Last week we looked at all the advantages of banking with a credit union. This week we are going to look at how to move our money, to a smaller more customer friendly bank. Moving...
A few days ago, I was talking to a small group about some articles, that I am doing on how people are ditching large banks in exchange for smaller local banks. One of them spoke up and proceeded to tell up about all the advantages of a credit unions. After listening to what she...
There has been a lot of discussion about moving from large banks like Bank of America and Chase to smaller local banks and local credit unions. This has been the result of general frustration that a lot of people have had with their big banks. Now that frustration has reached the point of taking...
Once again, how much is enough? How much square footage does a person REALLY need? How many rooms in a house are full of “stuff?” Home buyers are trending towards smaller homes and down-sizing their personal fleet of vehicles from four to two. More and more realtors are blogging about these exact trends. Builders are...
It is a universal principle that if you are a good steward to what you have you will gain more. Those who are bad stewards will lose what they have. You see these people who never seem to have anything nice. They don’t take care of what they have, or they are replace what...
There has been years where our whole tax refund was used as a bail out. We were so far behind in bills that we needed that tax refund to get our heads above water. Times were hard. This year we are floating on top of the water. We can take the income tax refund...
Remember the old saying, about death and taxes. This is the time of the year where some people talk like it is a near death experience. Maybe that is why some people wait until the very last minute and mail out their income tax filing just before midnight on April 15th. Over the years...
I am sure all of us has seen the commercial from FreeCreditReport.com. I am sure we have laughed at this poor guy with a friends driving down the road. Because of a bad credit score stuck with broken down sub compact. Then two beautiful ladies in a convertible drive beside him and laughing. The truth is a...
