Not having a idea as to your current bank account balance is just an idea. The reality can be a couple hundred dollars difference. The same holds true for where you are at with your budget. If you have your finances document it is be easier to track. Over the years, every job I...
Have you been in an auto accident or had water damage from the washing machine over flowing? Then got on the phone calling your insurance company for a claim that was only for a few hundred dollars. Did you know you do not have to file an insurance claim every time you are eligible to file....
Among all the hustle and bustle of the coming holiday season, this is the time of the year a great many companies will have open enrollment for their health care insurance plans. This is when employees can change or are forced to change the their health insurance. With health care costs going up and the amount of coverage going...
Late July and early August is the best time to go around to yard sales. This is the time to I find the best deals. People are cleaning out their garages for a little extra money. Parents are cleaning out their children’s closet getting ready to by new sets of school cloths. Last week we...
We are weeks away from Christmas. I you are like me, I am thinking more about having enough money for Christmas than what is happen with mortgage. However, for those who are still looking to buy a new home there is a few update I want to share with you. Considering everything that has happen...
Foreclosure is a word that has been striking fear, remorse and a lot of negative emotions in virtually every home owner in the past few years. News agencies have been reporting 1 in 10 home owners are facing foreclosure. The most common foreclose is for failing to pay the mortgage. Foreclosure can all happen for failing to do something...
Way back in 1995, I remember when I helped a young pest control business get their first computer. We set up their books with a new software from Quicken. Over the years, Quicken has been the only real money management software for personal of business use. Since then there has been several of money...
A few weeks ago, a friend and I were talking. Then out of the blue he blurred out like someone who was about to be tortured. “I am afraid that I am going to have to file for bankruptcy.” I could see the pain in his eyes. He was the type of person who...
How much does a lawyer cost? Well that all depends what you need a lawyer to do for you. According to Lawyers.com the national average is $284 per hour. Then depending on they type of lawyer you need and the area of the United States, that $284 per hour can quickly turn into over...
Considering the world we live, where there are single parents or both parents are working, it is imperative that there is some kind of day care the the children. Some families use retired grandparents to help the greater good of the family. Others families are not so fortunate, it is a constant struggle until the child is...
