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Business

Social Responsible Buying

February 1, 2012
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Social Responsible Buying

Last week the name Foxconn and Apple were in all the headlines. It was not about great profits, or some new electronic gadget. It was about the inhumane treatment of the workers in China. What is interesting to note is that Foxconn does not just manufacture electronics for Apple. Foxconn manufacture over 50% of the electronics sold...

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When Not to File an Insurance Claim

January 25, 2012
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When Not to File an Insurance Claim

Have you been in an auto accident or had water damage from the washing machine over flowing? Then got on the phone calling your insurance company for a claim that was only for a few hundred dollars. Did you know you do not have to file an insurance claim every time you are eligible to file....

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Little Gifts that Mean a Lot

December 23, 2011
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Little Gifts that Mean a Lot

The sad part of the Christmas season is the undue pressure we put on ourselves. When we go out Christmas shopping we try to get a Christmas present proportionality to our feelings for that person. It is much better to step back and look at what we can afford. Then look for that little thing which...

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Tax Filing is Coming

December 14, 2011
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Tax Filing is Coming

In life we can be assured of only two things; Death and Taxes, but with taxes we can get a refund. A lot of the financial decisions I made were around “How will it affect my final tax bill”. It was just last week when I got in the mail my copy of H&R...

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Last Day for Christmas Delivery

December 10, 2011
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Last Day for Christmas Delivery

Growing up one of my fondest memories of Christmas was getting presents in the mail. They came from relatives who lived across the United States. Aunts and uncles in Arkansas would send boxes of mixed nuts. They had a farm where they grew nuts. Other relatives in Los Angels  would send a box of...

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Working from Home?

December 7, 2011
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Working from Home?

So often I hear from ambitious people how great it is to work from home. Those who work from home tell me it is a major effort not to flake out. They struggle not to watching TV instead of calling potential clients. Other have a struggle with doing other things around the house. Hundreds if not...

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Giving Thanks for Another Year

November 24, 2011
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Giving Thanks for Another Year

Thanksgiving is Macy’s Thanksgiving Day Parade, and football. Smells coming from the kitchen are so inviting taste testers. To much food, and to little exercise make this day a time of family and friends. The year is almost over. It seems the period of time between Thanksgiving and New Years Day is the payday for...

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Dealing with Debt Collectors

November 16, 2011
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Dealing with Debt Collectors

Ever since The Great Recession the number of people who are sent to debt collections has sky rocketed. Many people want to pay their bills, but because of sudden lost of steady income has fallen into this hole. The collector, who get paid on commission have gotten more and more aggressive as to how...

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Customer Service from Heathens

November 12, 2011
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Customer Service from Heathens

We are on the verge of entering another Christmas season. We are going to be storming the grocery stores to buy the ingredients for Thanksgiving and Christmas dinner as well as all the other meals in between. Then on full stomachs we rush out of the house heading for places like the mall, Best...

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We All Need to Save

October 4, 2011
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We All Need to Save

Do you realize, in the United States, the average car repair is $1,500? Did you know the average vet bill is around $400 for a cat? Are you aware that most human health care insurance plans cover only a fraction of any major medical expenses? Considering the uncertainty of today’s job market, we need...

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