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Budget

Spring Cleaning of the Closet

May 18, 2012
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Spring Cleaning of the Closet

It is amazing what golden treasures can be found from the simple act of cleaning out the bedroom closet. Treasures get pushed back to the rear of the closet out of shear neglect. Other treasures are put back to the rear of the closet for safe keeping. Still other treasure are put there we...

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It is Never to Early to Plan

May 16, 2012
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It is Never to Early to Plan

Growing my dad would continually tell me, “Never put off for tomorrow what you can do today.” Several years ago, I a friend would constantly quote, “Proper Planning Prevents Poor Performance”. I have observed and proven in my own life the more I do plan, the better the out come. If my planning is for a...

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Comparison Ads Fact or Fiction

May 13, 2012
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Comparison Ads Fact or Fiction

The underlying theme for this year has been comparisons. NO! It is not just an underlying theme, it is a must when it comes to smart shopping. Whenever I go shopping there is always comparisons taking place. In the back of my mind I am running the figures as to the price difference between...

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Plans for the Summer

May 2, 2012
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Plans for the Summer

This last winter I read Innocents Aboard by Mark Twain. The book is about one of the first luxury curses made from the United States through the Mediterranean region, and on to the Holy Land. Mr Twain documented his side trips and adventures with is unique sense of humor. Realize it took place a more than...

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Document, Document, Document

April 25, 2012
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Document, Document, Document

Not having a idea as to your current bank account balance is just an idea. The reality can be a couple hundred dollars difference. The same holds true for where you are at with your budget. If you have your finances document it is be easier to track. Over the years, every job I...

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Out of Milk

April 21, 2012
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Out of Milk

Why many businesses fail is they just don’t run it like a business. They try to run the business like they try to run their home. If they ran their home more like a business then when it came time to start their own business, it would have a better chance of success. Success...

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Where Has All the Money Gone?

April 18, 2012
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It is Wednesday.  This past weekend was a good one. The whole family had fun.  I just check the checking account we over spent the budget by $150. There is another seven plus days left before payday. Where has all the money gone? Does the previous paragraph sound like you and your family? Does...

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The 7 Top Shopping Myths

April 14, 2012
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The 7 Top Shopping Myths

It always amazes me how easy myths, misconceptions and just out right false hoods get started. All it starts from some parent, or authority figure make what sounds like a reasonable statement. Then with good intentions that false statement is accepted without any critical research, by other people. If the untruth concerns a any...

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SMART Financial Goals

April 11, 2012
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SMART Financial Goals

There are all sort of acronyms to help us remember. Face it if we all need little reminders through out the day and through out life. Why self have people made so much money creating date books, calendars, and even alarm clocks. All to help us to remember. As part of Financial Literacy Month,...

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Family CFO or Family Gatekeeper

April 4, 2012
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Family CFO or Family Gatekeeper

Ancient cultures to modern day businesses have a structure so does the family as a unit. Each member of the family takes care of different aspects of the family business. Each family member is responsible for their own personal area as well as some portion of the family as a whole. As part of Financial Literacy...

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